Money Matters

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Financial Wellness
What’s The Real Cost Of A Gift Card?

We’re in the final weeks of the holiday shopping season. You have a gift for everyone on your list. Well, almost everyone. There always seems to be one or two hard-to-buy-for people. Or people you want to acknowledge, but getting something too personal may not be appropriate. Gift cards have become the go-to gift for many of us. In fact, according to WalletHub, sales of gift cards are expected to reach $204 billion this year.

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Financial Wellness
Open Yourself To An HSA And An IRA During Open Enrollment

It’s that time of year again. No, not football season. Or the start of the holiday shopping season. It’s open enrollment season. As you review your current healthcare selections and research your options, there are two financial options we hope you’ll keep top of mind. Health savings accounts and Individual retirement accounts. Here are a few things to consider.

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Money Matters Laura Campbell Money Matters
Message From Our CEO

The last quarter was filled with new developments at your Credit Union. The most exciting was the introduction of Tulee, our digital banking platform. Thank you to all our Members who downloaded and are using the Tulee app. We hope it will make banking with us even easier. And be on the lookout for new Tools and improvements by the end of the year and into the future. We appreciate the enhancement suggestions – keep them coming!

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Farmers Agents
6 Reasons Now Is The Time To Buy Office Space

This year has been challenging for every sized business. But, despite the economic uncertainty, and rising interest rates, there are some silver linings. One is an abundance of office space and motivated sellers looking to cut their losses, meaning more bargaining power for you if you’re looking to purchase an office.

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Financial Wellness
7 Reasons To Open A Certificate Now

nterest rates are always a hot topic, whether the go up or down. As of this writing, the Federal Reserve has raised interest rates four times in 2023 in its effort to curb inflation. While there’s much debate on whether this is a smart move, there’s little doubt that an increase in interest rates for home and auto loans and credit cards makes it more challenging for consumers. But there is a silver lining: increased interest rates mean increased rates for CDs and Certificates.

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