Money Matters
Your Credit Union Newsletter
A few years ago, scam calls and emails were easy to spot — bad grammar, a robotic voice, an offer too good to be true. Not anymore. Today’s scammers have AI, and it’s changed the game entirely. Read more now.
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You just bought a house. Or refinanced. Or took out a home equity line. And a week later, a postcard shows up in your mailbox that looks official. It may even appear to reference your lender or loan servicer. It says something like “ACTION REQUIRED” or “Your loan servicing has changed.” It has your loan amount. Sometimes your closing date. It feels real, because it includes information that may be available from public records or other sources. Read more.
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A new friend request. A message from someone who seems familiar. A party invitation. A professional-looking profile offering advice. A romantic connection that feels genuine. Read more.
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Summer is almost here. For many, this is the season for travel, shopping, and relaxing, but it’s also a time when scammers take advantage of distracted consumers. Whether you’re at home or on vacation, knowing how to avoid scams, protect your personal information, and prevent fraud is essential year-round. Read more.
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Tax season is prime time for scammers. Every year, criminals try to trick taxpayers into revealing personal information or sending money through IRS impersonation calls, phishing emails, fake text messages, and fraudulent tax preparers. Read more.
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Financial exploitation can happen quickly and quietly to anyone. A convincing phone call, a sense of urgency, or a request to “not tell anyone” can lead to devastating financial losses. Older adults are targeted because scammers assume they have accumulated savings, own their homes, or may be less familiar with emerging technology-based schemes. Read more.
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A troubling trend has emerged on social media. Some influencers are claiming that you can “fix” your credit report by filing an identity theft report for debts that are yours. These videos often promise quick results, erased accounts, and a clean credit profile. Read more.
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The 2×2 System is where you set aside two hours on the calendar twice a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
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How’s your holiday shopping going? If you still have people on your gift list, there’s a new scam we want you to be aware of called ghost tapping. While the name sounds mysterious, the concept is simple, and it’s important for you to understand so you can take steps to protect yourself. Read more.
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The FBI recently sent out an alert about a multi-step con that’s draining Americans’ nest eggs—especially people nearing retirement. The “Phantom Hacker” scam doesn’t rely on a single scary encounter; it strings together coordinated impersonations to trick you into “protecting” your money by handing it over to the scammer. If you’re unfamiliar with the Phantom Hacker scam, keep reading to learn how it works and the simple things you can do to shut it down.
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