Money Matters
Your Credit Union Newsletter
A new friend request. A message from someone who seems familiar. A party invitation. A professional-looking profile offering advice. A romantic connection that feels genuine. Read more.
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Summer is almost here. For many, this is the season for travel, shopping, and relaxing, but it’s also a time when scammers take advantage of distracted consumers. Whether you’re at home or on vacation, knowing how to avoid scams, protect your personal information, and prevent fraud is essential year-round. Read more.
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Tax season is prime time for scammers. Every year, criminals try to trick taxpayers into revealing personal information or sending money through IRS impersonation calls, phishing emails, fake text messages, and fraudulent tax preparers. Read more.
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Financial exploitation can happen quickly and quietly to anyone. A convincing phone call, a sense of urgency, or a request to “not tell anyone” can lead to devastating financial losses. Older adults are targeted because scammers assume they have accumulated savings, own their homes, or may be less familiar with emerging technology-based schemes. Read more.
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A troubling trend has emerged on social media. Some influencers are claiming that you can “fix” your credit report by filing an identity theft report for debts that are yours. These videos often promise quick results, erased accounts, and a clean credit profile. Read more.
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The 2×2 System is where you set aside two hours on the calendar twice a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
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How’s your holiday shopping going? If you still have people on your gift list, there’s a new scam we want you to be aware of called ghost tapping. While the name sounds mysterious, the concept is simple, and it’s important for you to understand so you can take steps to protect yourself. Read more.
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The FBI recently sent out an alert about a multi-step con that’s draining Americans’ nest eggs—especially people nearing retirement. The “Phantom Hacker” scam doesn’t rely on a single scary encounter; it strings together coordinated impersonations to trick you into “protecting” your money by handing it over to the scammer. If you’re unfamiliar with the Phantom Hacker scam, keep reading to learn how it works and the simple things you can do to shut it down.
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What’s the personal identification number (PIN) for your bank or credit union? We bet it immediately popped into your head. And we hope you didn’t say it out loud. For debit cards, ATMs, phone banking, and sometimes person-to-person transfers, a PIN authorizes movement of real funds—in real time. Changing your FIGFCU PIN regularly is one of the simplest, yet most impactful, security habits you can adopt. Read more.
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Discovering that someone’s used your debit or credit card or tapped into your bank account without permission is stressful—sometimes even scary. But acting quickly can make a big difference in limiting the damage and protecting yourself going forward. Read more.
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