Money Matters

Your Credit Union Newsletter

Browsing: Keeping Your Money Safe

It’s really important to keep your money and identity safe. Learn how to take steps to protect your online accounts, avoid scams, and protect your business from fraud.

Keeping Your Money Safe
Should you Co-Sign?

It’s a question few want to hear: “Will you co-sign for me?” A request like this coming from relatives or friends, especially with no or low credit scores, can be difficult to respond to. Most people do not want to ignore a family member or friend in need, but co-signing comes with risks that make many nervous – justifiably – to sign on the dotted line. So, should you do it? There are many factors to consider before making a decision.

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Keeping Your Money Safe
Are Store Cards Worth It?

When you’re at the cash register, it is almost inevitable that a real or virtual salesperson will make a pitch to sign you up for a store credit card. It is easy to be tempted by the one-time discount offered. But, before you get one, it is a good idea to consider the following factors.

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Keeping Your Money Safe
Understanding The 5 C’s Of Credit

The five Cs of credit is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and, consequently, the risk of a financial loss for the lender.

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