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It’s really important to keep your money and identity safe. Learn how to take steps to protect your online accounts, avoid scams, and protect your business from fraud.
It’s a question few want to hear: “Will you co-sign for me?” A request like this coming from relatives or friends, especially with no or low credit scores, can be difficult to respond to. Most people do not want to ignore a family member or friend in need, but co-signing comes with risks that make many nervous – justifiably – to sign on the dotted line. So, should you do it? There are many factors to consider before making a decision.
Unless you plan to start collecting mega yachts, buying a vehicle is likely to be one of the larger kinds of purchases you’ll make. By taking the time to properly plan and prepare for buying a car, you can save yourself hundreds or thousands of dollars to put to good use elsewhere. Sounds good?
When you’re at the cash register, it is almost inevitable that a real or virtual salesperson will make a pitch to sign you up for a store credit card. It is easy to be tempted by the one-time discount offered. But, before you get one, it is a good idea to consider the following factors.
The five Cs of credit is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and, consequently, the risk of a financial loss for the lender.
Floods, fires, earthquakes, tornados, and other natural disasters can wreak havoc with your personal life — including your finances. The…Continue Reading
