Money Matters
Your Credit Union Newsletter
Successful Money Management in a Multigenerational Household
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Financial counselors often find themselves helping married couples try to unravel problems caused at least in part by a failure…Continue Reading
It’s a question few want to hear: “Will you co-sign for me?” A request like this coming from relatives or friends, especially with no or low credit scores, can be difficult to respond to. Most people do not want to ignore a family member or friend in need, but co-signing comes with risks that make many nervous – justifiably – to sign on the dotted line. So, should you do it? There are many factors to consider before making a decision.
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We all make decisions with our money that occasionally don’t work out for the best. It’s just inevitable. But if you find this happening consistently and you’re falling into patterns of financially damaging behavior, it could be time to examine a little more closely how you make these choices.
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Falling leaves, cooler weather, and shorter days are seasonal reminders to prepare our homes for winter. A little preparation and…Continue Reading
The back-to-school season has officially started, and, you are going to have to open your wallet wider than ever before.…Continue Reading
Staffing-Up Is Critical And Affordable The economy is surging, at least for now. According to the Commerce Department, the economy grew…Continue Reading
Living on less is never easy, but with a little planning and a positive attitude, you should be able to weather most financial storms. So, take a deep breath, relax, and review the following tips that you can help make any setback smooth and (almost) painless.
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Unless you plan to start collecting mega yachts, buying a vehicle is likely to be one of the larger kinds of purchases you’ll make. By taking the time to properly plan and prepare for buying a car, you can save yourself hundreds or thousands of dollars to put to good use elsewhere. Sounds good?
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Well, sort of. While restricting spending to the limits of a paycheck is the foundation of sound money management, doing it in practice can be extremely difficult.
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