Money Matters

Your Credit Union Newsletter

Family Matters
Happy Thanksgiving: We’re Thankful For You!

A common tradition for many families coming together around the Thanksgiving table is to share what they are thankful for. Our answer is simple: You. We are thankful you have chosen to be a Member of our Credit Union family. We appreciate you trusting us to help you live your best financial life. Read more.

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Keeping Your Money Safe
Financial Planning and Cognitive Changes

Imagine this. You’re having lunch with a friend. You describe a movie you saw recently, but no matter how hard you try, you can’t remember the lead actor’s name. Or perhaps you forget to pay a monthly bill. Or the word you want to use is on the tip of your tongue, but you can’t seem to get it out. You may be experiencing typical age-related changes. Read more.

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Financial Wellness
The Dangers of Spaving: Why It’s Bad for Your Budget

Imagine this. You’re walking down an aisle at one of your favorite stores or shopping online when you see a special offer, such as buy two, get one free. Or buy one and get 50% off a second item. It sounds like a great deal, so you put the item in your physical or digital cart as you begin thinking about all the money you’re saving. Before you pull out your wallet, take a moment to ask yourself if you’re really saving or just spaving? Read more.

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Keeping Your Money Safe
Stop! Can You Really Afford That?

Don’t buy what you can’t afford. Sounds simple, right? Well, sort of. While restricting spending to what you bring home in a paycheck is the foundation of sound money management, doing it can be difficult. The reasons are many, but primary among them is the popular idea that living in debt is acceptable. However, this is a dangerous way to view your finances. Read more.

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Money Matters Laura Campbell Money Matters
Message From Our CEO

We all have habits—things we do routinely. From routines we do in preparation for a big family dinner, such as Thanksgiving, to everyday ones like brushing our teeth. Some habits are good, others, like eating too much junk food, less so. The same logic applies to money management. And, as with all bad habits, breaking them—in this case, changing unhelpful financial habits—can be tough. In fact, you might not even be aware that what you’re doing could be problematic. Here’s a great example of how difficult it can be to recognize or break bad money habits and adopt and sustain good ones.  Read more.

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Financial Wellness
How To Lower The Cost Of A Loan

There are many reasons you may need to borrow money. From tackling big home improvement projects to buying a vehicle to fixing a temporary cash-flow challenge. Reducing the cost of borrowing money is crucial to helping your manage your personal finances. By implementing these ideas, you can lower the cost of a loan by lowering the amount you pay in interest and associated fees.

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