Homeownership

Browsing: Homeownership

Fraud Tips

August 6, 2026

That “Urgent” Mortgage Postcard in Your Mailbox? Here’s What’s Really Going On.

You just bought a house. Or refinanced. Or took out a home equity line. And a week later, a postcard shows up in your mailbox that looks official. It may even appear to reference your lender or loan servicer. It says something like “ACTION REQUIRED” or “Your loan servicing has changed.” It has your loan amount. Sometimes your closing date. It feels real, because it includes information that may be available from public records or other sources. Read more.

Home Buying

June 18, 2026

Buying a Home as a Single Buyer: Tips, Requirements, and How to Afford a House on One Income

If you’re single and are considering buying a home, you’re not alone. According to a Pew Research Center survey, nearly 30 percent of home buyers are single (women make up 19 percent of buyers; men 10 percent).* Buying a home on your own may seem challenging, but it’s more achievable than many people think. Read more.

Home Buying

June 4, 2026

What Is A Home Equity Contract? Pros, Cons, Risks, And Alternatives Explained

As home values continue to rise and everyday expenses put pressure on household budgets, many homeowners are exploring ways to access home equity without taking on additional monthly debt. One option you may encounter is a home equity contract (HEC), also known as a home equity investment (HEI) or a shared equity agreement. Read more.

Credit Union News

February 12, 2026

FHA Loans: An Affordable Path To Homeownership

If you’re exploring homeownership and wondering “What is an FHA loan?” or “Am I eligible for an FHA mortgage?”, you’re not alone. FHA loans are among the most popular mortgage options in the U.S., especially for first-time buyers and those seeking flexible qualification requirements. Read more.

Home Buying

Someone handing a person keys to a house

August 21, 2025

7 Common Questions On Your Pathway To Homeownership

Last month, we hosted a webinar, “Pathway to Homeownership,” which provided information designed to help you purchase your first home. Learn more.

Home Buying

A Real Estate agent showing a couple a house

August 14, 2025

5 Advantages Of A Combo Loan For Home Buyers

The national average sales price of a home in the U.S. is $503,800 as of this writing, according to the U.S. Department of Housing and Urban Development.* In this example, you’d need to put down $100,760 (20%) to avoid having to pay private mortgage insurance (PMI). Read more.

Home Buying

June 19, 2025

Home Equity Loan vs. HELOC: Which Is Right For You?

Using the equity in your home to pay off unsecured debt or make home improvements can be a difficult financial decision. Low annual percentage rates, tax-deductible interest, and streamlining your monthly payment make second mortgages extremely attractive. However, using your home for collateral is a decision that should be weighed carefully. This blog will cover home equity loans vs. HELOCs and provide information that can help you decide which is right for you. Read more.

Financial Wellness

October 10, 2024

How To Lower The Cost Of A Loan

There are many reasons you may need to borrow money. From tackling big home improvement projects to buying a vehicle to fixing a temporary cash-flow challenge. Reducing the cost of borrowing money is crucial to helping your manage your personal finances. By implementing these ideas, you can lower the cost of a loan by lowering the amount you pay in interest and associated fees.

Homeownership

January 18, 2024

Nine Ways To Save Money On Your Natural Gas Bill

If you rely on gas to heat your home or business, the expense can be significant. In winter, you’re heating the premises, and in summer cooling them off, not to mention year-round need for hot water. But there are some ways to reduce your costs. Here are nine ideas to help you save money on your future gas bills.

Homeownership

January 11, 2024

10 Tips for Saving Money on Your Electricity Bill

Winter is here. And with it, shorter days, colder temperatures, and increased electricity usage and pricing. Electricity costs can quickly add up and become a significant expense for many households, especially when energy demand is high.

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