Money Matters

Your Credit Union Newsletter

Keeping Your Money Safe
Are Store Cards Worth It?

When you’re at the cash register, it is almost inevitable that a real or virtual salesperson will make a pitch to sign you up for a store credit card. It is easy to be tempted by the one-time discount offered. But, before you get one, it is a good idea to consider the following factors.

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Keeping Your Money Safe
Understanding The 5 C’s Of Credit

The five Cs of credit is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and, consequently, the risk of a financial loss for the lender.

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Family Matters
I’m An Adult Now. Now What?

Turning eighteen is a significant milestone in many people’s lives. While teenagers may have felt grown-up long before the “Big One-Eight,” now they are legally recognized as adults. Adulthood may bring a mixed bag of feelings of freedom and trepidation.

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Family Matters
Saving For Education

Most parents have already heard the bad news: a good education, especially college, has never been more expensive. Greater government financial support for higher education is a perennial hope, but not guaranteed. Even public K-12 can be a financial challenge – with a variety of additional expenses not always covered by the school, like materials for special projects, musical instruments, sports equipment and extra-curricular travel expenses to name a few.

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