Money Matters

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Browsing: Money Smarts

Homeownership
Buying In A Transitional Housing Market

The combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however. 

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Farmers Agents
Buying In A Transitional Market For Agents

The combination of rising interest rates, persistent inflation, and rising home-prices means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.

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Financial Wellness
Advantages of Online Banking

When you think of things that make your life easier, what comes to mind? Smart phones? Other electronic devices? Household appliances? If you think about it, one of the biggest productivity boosts in the last ten years has been immediate access to your cash, i.e. online banking.  It’s easy. It’s convenient. And it has a lot to offer.

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Financial Wellness
Three Reasons to Always Pay More Than the Minimum

Credit cards are a valuable financial tool for both individuals and businesses, but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage.

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Keeping Your Money Safe Smiling girl at desk
Your Study Guide to Paying off Student Loans

Student loans payments can rival those of a mortgage, and most graduates aren’t bringing in six figures a year at their first job either. However, there is no need to change your name and hope the authorities don’t catch up with you. It is completely possible to repay your student loans and avoid default, even if you are facing economic hardship.

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