Money Matters

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Farmers Agents
6 Reasons Now Is The Time To Buy Office Space

The interest rate roller coaster may finally drop this year. If you feel rates will decline soon, the time to begin taking action to buy office space is now. There is still abundant office space, with the U.S. vacancy rate hovering at 20 percent, motivating sellers to cut their losses and giving you more bargaining power.*

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Credit Union News Money Matters by FIGFCU - CEO Message
Message From Our CEO

Summer’s here, and in addition to longer days, vacations, and barbecues, this also means the holiday season is just around the corner. I’m only half joking. The pace of life is so hectic that before we realize it, the New Year’s Eve ball will drop in Times Square. According to one large study, the average American is so busy that they have under five hours of free time for themselves a week. I know the feeling. The study also found that six in ten of us regularly put off basic tasks like cleaning and banking for lack of time. Read more now.

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Financial Wellness
3 Ways To Use Interest Rates To Lower Your Household Debt

According to the Federal Reserve Bank of New York, total household debt rose by $184 billion to hit more than $17 trillion in the first quarter of 2024. Balances on auto loans increased $9 billion to $1.62 trillion. And while credit card balances fell in the first quarter, which is common after the end-of-year holidays, nearly 9% of credit card balances moved into delinquency.*

As troubling as these figures are, what most of us care about is our level of debt and how to bring it under control. Managing how much interest you’re paying plays a significant role in lowering your household debt. Read more.

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Financial Wellness
7 Ideas For Vacationing On A Budget

Summer vacations are a great way to create priceless memories and experience new places you’ll remember forever. From Europe to Fiji to resorts and campgrounds, everyone vacations differently. And the best part? You don’t have to go halfway around the world to have a great time. If you are still wondering if there’s room in your budget for travel, you can have a fantastic vacation for less if you do a bit of research and take advantage of offers and deals. Read more.

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