Money Matters

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Browsing: Personal Finance

Financial articles for FIGFCU members by your Credit Union.

Money Matters 2024 review graphic
A Year In Review: Top 5 Most Popular Blogs from 2024

Happy New Year! As we kick off 2025, we’re also reviewing the top 5 most popular blogs from 2024. As you’ll discover, they covered a range of topics, from debt consolidation to working from home to scams. If you missed any of these blogs, we hope you take a moment to review them now. If you read them, thanks, we hope you found them valuable. Read more.

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Budgeting Couple looking over papers
Budgeting For Retirement

The end of 2024 is almost here. For some people, the end of the year also marks the conclusion of their working life. Unfortunately, this double milestone is the first time many folks begin considering how they will make ends meet in retirement. Planning for retirement can be challenging. After all, it can feel like there are too many variables. How do you know how much money you’ll need? Read more.

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Keeping Your Money Safe Mother and daughter looking over paperwork
Financial Planning and Cognitive Changes

Imagine this. You’re having lunch with a friend. You describe a movie you saw recently, but no matter how hard you try, you can’t remember the lead actor’s name. Or perhaps you forget to pay a monthly bill. Or the word you want to use is on the tip of your tongue, but you can’t seem to get it out. You may be experiencing typical age-related changes. Read more.

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Financial Wellness Women shopping
The Dangers of Spaving: Why It’s Bad for Your Budget

Imagine this. You’re walking down an aisle at one of your favorite stores or shopping online when you see a special offer, such as buy two, get one free. Or buy one and get 50% off a second item. It sounds like a great deal, so you put the item in your physical or digital cart as you begin thinking about all the money you’re saving. Before you pull out your wallet, take a moment to ask yourself if you’re really saving or just spaving? Read more.

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Keeping Your Money Safe Person carrying a large gift
Stop! Can You Really Afford That?

Don’t buy what you can’t afford. Sounds simple, right? Well, sort of. While restricting spending to what you bring home in a paycheck is the foundation of sound money management, doing it can be difficult. The reasons are many, but primary among them is the popular idea that living in debt is acceptable. However, this is a dangerous way to view your finances. Read more.

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