Money Matters
Your Credit Union Newsletter
Financial articles for FIGFCU members by your Credit Union.
getaway into your budget before summer ends, here are some tips for traveling on the cheap and getting the best deals.
Continue Reading
means new found independence from parents!). Moving into your own space for the first time, or to a new apartment, can be exciting but can also be nerve-racking because of all uncertainty and variables. Unfortunately, in many cases, listings are aimed at nothing more than separating apartment hunters from their money.
Continue Reading
“Zombie Mortgages” sounds like the title of a bad spoof on a horror movie. But like they can “rise from the grave” to terrorize your finances and quality of life. Hopefully you never end up in the cast of this movie, but it’s good to know what a Zombie Mortgage is so you can take preventive action should the need ever arise.
Continue Reading
Filing for Social Security benefits as soon as you can may seem like a good idea at first. The money is there, for the taking, and it is likely a substantial addition to your monthly budget. But be careful: When you decide to file for your benefits is one of the most critical financial decisions of your life.
Continue Reading
At one time or another, we’ve all made purchases that seemed impulsive. That neon pink windsurfing board or ultra deluxe karaoke machine for example. Sometimes we rue the day and wonder what possessed us, other times we look back fondly on an inspired choice. That leads us to an intriguing question.
Continue Reading
If you rely on gas, the expense can be significant for households and businesses. In winter you’re heating the premises and in summer cooling them off, not to mention year round need for hot water. But there are some ways to reduce your costs. Here are eight ideas to help you save money on your future gas bills.
Continue Reading
When it comes to discussing finances, most of us don’t like someone else second guessing our planning choices. That’s why it’s important for adult children to kick off these crucial conversations with parents using the right approach. Failing to do so could result in costly misunderstandings or painful family rifts.
Continue Reading
Whether you’re jetting off abroad or having a staycation near home, traveling with kids can certainly come with challenges. Here are a few tips to help you maximize your time together and have the most fun for the whole family this summer.
Continue Reading
There are a lot of monumental moments in parenthood. Beyond the first steps and the first day of school, you, as a parent, will be helping to navigate your child through their life. Your teen’s very first job is a big moment, too. Not only can they begin earning their own money but working for the first time will give them a sense of purpose and independence.
Continue Reading
A recent study found that people who automate saving toward their goals achieved a 73% increase in savings over people who didn’t. The bottom line: you’ll save more (and avoid temptation to spend) by automatically saving toward your goals each month.
Continue Reading