Imagine this. It’s a lovely spring Saturday. You’re enjoying time in the sun when you get a text from your bank asking you to confirm a recent wire transfer or suspicious or unauthorized activity. You then receive a phone call from what appears to be your bank. The individual on the phone, who you assume is from your bank, texts you a code and then asks you to share it with them to verify it’s you. They say all looks good. They thank you for your time. And you go back to your lazy, sunny afternoon. Read more.