Money Matters
Your Credit Union Newsletter
Financial articles for FIGFCU members by your Credit Union.
Driving can be expensive, so, understandably, you would want to find ways to save cash on gas. These 12 tips will show you how.
Continue Reading
f you are nearing retirement, many decisions are coming your way, from where you will live, to how you will fill your suddenly idle hours. One of the most critical retirement decisions involves your finances. Without a steady paycheck, you will be responsible for creating an income that will sustain your lifestyle.
Continue Reading
Congratulations! You found the perfect rental to live in, and all you have to do now is sign a lease. Not so fast, however. You’ll need to look over specific details before moving forward. The lease is designed to protect the renter and the landlord, so you need to understand it fully. Here are five steps to take before signing a lease to help ensure a happily ever after.
Continue Reading
Many Millennials, who graduated during a time of job scarcity and enormous student debt, can be forgiven for being a little skittish about financial matters. After all, in addition to their own challenges, many saw their parents’ generation struggle with layoffs, stock market losses, and the housing crisis. Still, there’s a lot that today’s 20-30 somethings (in fact anyone in their early earning years) can do to build a brighter financial future.
Continue Reading
The combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
Continue Reading
The combination of rising interest rates, persistent inflation, and rising home-prices means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
Continue Reading
Your relationship with food is probably pretty complex. In addition to sustenance, you may use food for comfort, gathering with others, distraction or pleasure. When you really commit to tracking your food expenses as part of putting together a spending and savings plan, you realize food can be a complicated part of your financial life too.
Continue Reading
When you think of things that make your life easier, what comes to mind? Smart phones? Other electronic devices? Household appliances? If you think about it, one of the biggest productivity boosts in the last ten years has been immediate access to your cash, i.e. online banking. It’s easy. It’s convenient. And it has a lot to offer.
Continue Reading
Credit cards are a valuable financial tool for both individuals and businesses, but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage.
Continue Reading
Are you financially healthy? Over the past year, we have been looking at financial fitness in our Twelve Months To Financial Fitness. However, we haven’t talked much about what it means to be financially healthy. This article covers just that.
Continue Reading