Money Matters

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Browsing: Money Smarts

Family Matters
Back-to-School Shopping

ou’ve procrastinated over doing your child’s back-to-school shopping because inflation has made the task seem about as fun as a trip to the dentist, you might be in luck. That’s because waiting until after the summer back-to-school sales may help you save

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Financial Wellness
What To Do Before Signing A Lease

Congratulations! You found the perfect rental to live in, and all you have to do now is sign a lease. Not so fast, however. You’ll need to look over specific details before moving forward. The lease is designed to protect the renter and the landlord, so you need to understand it fully. Here are five steps to take before signing a lease to help ensure a happily ever after.

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Financial Wellness
Personal Finance For Millennials

Many Millennials, who graduated during a time of job scarcity and enormous student debt, can be forgiven for being a little skittish about financial matters. After all, in addition to their own challenges, many saw their parents’ generation struggle with layoffs, stock market losses, and the housing crisis. Still, there’s a lot that today’s 20-30 somethings (in fact anyone in their early earning years) can do to build a brighter financial future.

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Homeownership
Buying In A Transitional Housing Market

The combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however. 

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Farmers Agents
Buying In A Transitional Market For Agents

The combination of rising interest rates, persistent inflation, and rising home-prices means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.

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Financial Wellness
Advantages of Online Banking

When you think of things that make your life easier, what comes to mind? Smart phones? Other electronic devices? Household appliances? If you think about it, one of the biggest productivity boosts in the last ten years has been immediate access to your cash, i.e. online banking.  It’s easy. It’s convenient. And it has a lot to offer.

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Financial Wellness
Three Reasons to Always Pay More Than the Minimum

Credit cards are a valuable financial tool for both individuals and businesses, but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage.

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