Money Smarts

October 3, 2024

7 Tips For Ending The Year Financial Fit

October marks the beginning of the fourth fiscal quarter of the year. Called Q4, the period of October, November, and December is a great opportunity to take a close look at your financial health and take action to set yourself up for success in 2025. Here are 7 tips for ending the year financial fit.

Financial Wellness

September 19, 2024

The Pros And Cons Of Taking Money Out Of Your 401(k)

A 401(k) plan is a powerful tool for retirement savings, offering tax advantages and employer contributions. However, life’s financial demands may tempt you to consider withdrawing money from your 401(k) accounts. Read more.

Financial Wellness

September 12, 2024

The 2×2 System. September: Calculate Your Net Worth And Your Insurance Needs

The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks.

Money Smarts

Credit Union building with money underneath

September 5, 2024

The Fed Will Be Cutting Interest Rates. Or Not.

When last we wrote about the Federal Reserve, the financial industry was all a buzz about what the Fed would do next. Here we are a few months later, and two things haven’t changed. Read more.

Money Smarts

August 29, 2024

How To Increase Your Money Smarts

How would you rate your financial literacy? Are you a money maven, the person all your friends and family turn to for advice? Or are you more of a “as long as the bills are getting paid and I’m saving a bit each month, that’s all I need to know” type of person? According to a recent study, only 57 percent of people in the U.S. are financially literate.* Read more.

Financial Wellness

August 22, 2024

It Doesn’t Pay To Get A Payday Loan

There are any number of reasons you may need a short-term loan. When considering your options, there’s one loan you should approach with caution: a payday loan. A payday loan is typically a short-term, high-cost loan, generally of $500 or less, which you typically must pay back on your next payday. One reason people choose a payday loan is that, in many cases, no credit check is required.

Financial Wellness

August 15, 2024

The Value Of Teaching Your Kids About Money

Where did the summer go? It’s already time for kids to go back to school. It’s also time to help your kids learn about money. Read more.

Financial Wellness

August 8, 2024

Manage Your Credit Cards So They Don’t Manage You

The average national credit card debt at the end of 2023 was $6,864.* Currently, the average interest rate for credit cards is just over 21% APR**. Let’s examine what these figures can mean to your financial future. Read more.

Financial Wellness

August 1, 2024

The 2×2 System. August: Plan For End-Of-Year Holiday Expenses

Fraud Tips

July 25, 2024

Tips For Seniors: Protecting Yourself From Scammers

Anyone at any time can be a victim of fraud. Unfortunately, there’s one group that scammers and fraudsters continue to target: Individuals 60 years old and older. Read more.

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