Money Smarts

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Money Matters

April 5, 2024

10 Great Ways To Spend An Income Tax Refund

Are you expecting a substantial income tax refund this year? If so, you are in the majority, with the average refund being around $3,000 according to the IRS. Rather than having those dollars become a part of your regular spending routine, get the most out of your cash.

Farmers Agents

April 5, 2024

10 Tips To Help Your Insurance Business During Tax Season

Tax season is in full swing. Is your business ready? Here are 10 tips for insurance agents that can help optimize your finances. Remember, always consult with your tax advisor regarding tax consequences and your specific situation. Let’s get started.

Financial Wellness

March 28, 2024

The 2×2 System: A Yearly Financial Wellness Calendar: March

Spring is finally here. Even the groundhog, Punxsutawney Phil, predicted an early spring this year. Use the start of this season of new hope and possibilities to refresh your thinking and review your withholding information when you do your taxes.

Financial Wellness

March 21, 2024

The Benefits of Doing Two Things at Once: Checking and Direct Deposit

Researches has shown the benefits of focusing on one task at a time. In fact, every time you multitask, you open yourself up to doing both tasks poorly. Plus, breaking away from the task at hand to answer a text, call, or email, makes it harder to get back in the groove, harming productivity. Okay, what does this have to do with checking accounts with direct deposit? It’s the exception to the rule. It proves doing two things at once is a good thing. Let us explain.

Financial Wellness

March 14, 2024

What Will the Fed Do Next?

The Federal Open Market Committee (FOMC) holds its next meeting on March 19-20. And with it comes serious questions that impact your financial well-being. Will the Fed raise interest rates? Will they drop interest rates? Will they hold rates where they are today?

Financial Wellness

March 8, 2024

5 Reasons You Need to Know Your Credit Score

Do you know your credit score? More importantly, why does it matter? Put simply, a variety of financial businesses use your credit score as an indicator to predict the likelihood you’ll pay them back. The higher your credit score, the more likely you’ll be able to obtain credit and pay less interest, which can save you significant amounts of money.

Financial Wellness

February 29, 2024

The 2×2 System: A Yearly Financial Wellness Calendar: February

The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks.

Keeping Your Money Safe

February 22, 2024

What Are the Money Mule and Pig Butchering Scams and How to Protect Yourself

The money mule scam is when someone sends you money and asks you to send all or a portion of it to someone else. Scammers often ask you to buy gift cards or wire money. The money they provide to you is likely stolen, and they are trying to launder it.

Credit Union News

February 8, 2024

A New, Easier Way to Manage Your Budget with Tulee

Managing your money is an ongoing part of life. As much as we all wish we could set it and forget it, reviewing your expenses, budgets, and goals is an important part of working toward living your best financial life.

Financial Wellness

February 1, 2024

9 Reasons To Start Saving For The Holidays Today

The holiday lights and decorations are tucked away in your attack or garage. Holiday music has stopped playing at your local mall. You’re no longer scouring the internet or stores for the perfect gift. And all the holiday guests have left. Phew! Let’s talk about the 2024 holiday season. Now is the perfect time to start saving money for this year’s end-of-year celebrations.

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