We’re in the final weeks of the holiday shopping season. You have a gift for everyone on your list. Well, almost everyone. There always seems to be one or two hard-to-buy-for people. Or people you want to acknowledge, but getting something too personal may not be appropriate. Gift cards have become the go-to gift for many of us. In fact, according to WalletHub, sales of gift cards are expected to reach $204 billion this year.