Money Matters
Your Credit Union Newsletter
A 401(k) plan is a powerful tool for retirement savings, offering tax advantages and employer contributions. However, life’s financial demands may tempt you to consider withdrawing money from your 401(k) accounts. Read more.
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The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks.
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When last we wrote about the Federal Reserve, the financial industry was all a buzz about what the Fed would do next. Here we are a few months later, and two things haven’t changed. Read more.
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How would you rate your financial literacy? Are you a money maven, the person all your friends and family turn to for advice? Or are you more of a “as long as the bills are getting paid and I’m saving a bit each month, that’s all I need to know” type of person? According to a recent study, only 57 percent of people in the U.S. are financially literate.* Read more.
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There are any number of reasons you may need a short-term loan. When considering your options, there’s one loan you should approach with caution: a payday loan. A payday loan is typically a short-term, high-cost loan, generally of $500 or less, which you typically must pay back on your next payday. One reason people choose a payday loan is that, in many cases, no credit check is required.
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Where did the summer go? It’s already time for kids to go back to school. It’s also time to help your kids learn about money. Read more.
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The average national credit card debt at the end of 2023 was $6,864.* Currently, the average interest rate for credit cards is just over 21% APR**. Let’s examine what these figures can mean to your financial future. Read more.
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The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks.
Continue Reading
Anyone at any time can be a victim of fraud. Unfortunately, there’s one group that scammers and fraudsters continue to target: Individuals 60 years old and older. Read more.
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The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
Continue Reading