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Money Matters

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Money Matters by Farmers Insurance Federal Credit Union
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Budgeting
Buy Now, Pay Later: The Pros And Cons Of A Growing Financial Trend

In recent years, “buy now, pay later” (BNPL) services have surged in popularity, enabling you to split purchases into smaller, interest-free payments over time. Prominent online providers have made BNPL options available for everything from clothing and electronics to flights and groceries. However, as this modern twist on layaway becomes more prevalent, it’s essential to consider both the pros and cons of buy now, pay later services in relation to your financial well-being. Read more.

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Financial Wellness
The End of the Penny: A Small Coin’s Big Exit

For over two centuries, the penny has clinked in pockets, fallen between couch cushions, and served as a symbol of humble beginnings and lucky finds. But in today’s digital, fast-paced economy, the utility of the one-cent coin is fading — and so is its place in our currency. The end of the penny is on its way, here are a few things to consider as we prepare for this small coin’s big exit. Read more.

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Money Smarts
7 Tips For Saving Money While Celebrating Mother’s Day 

Mother’s Day is a beautiful occasion to celebrate the incredible caregivers who raised, nurtured, and loved us. But you don’t have to break the bank while showering these special people with appreciation. A meaningful celebration doesn’t require a lavish budget — it just takes a little creativity and heart. Here are some tips for saving money while celebrating Mother’s Day. Read more.

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Money Smarts
6 Tax Blunders To Avoid

You tear open the letter marked “Internal Revenue Service,” wondering whether it contains an unexpected refund. But, to your dismay, you find that you owe more than you projected because of a mistake on your tax return. Your heart sinks as you figure out where you’ll get the money to pay the bill. Read more.

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Financial Wellness
10 Tips For Helping You Save And Grow Your Money

We’re fast approaching the end of the first quarter of 2025. How are your financial resolutions going? Did you start a budget at the start of the year? Have you cut back on credit card spending? Did you finally start an emergency fund? To help make your money go further, here are 10 tips to help you save and grow your money. Read more.

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