Money Smarts

Browsing: Money Smarts

Money Matters

January 16, 2025

A Year In Review: Top 5 Most Popular Blogs from 2024

Happy New Year! As we kick off 2025, we’re also reviewing the top 5 most popular blogs from 2024. As you’ll discover, they covered a range of topics, from debt consolidation to working from home to scams. If you missed any of these blogs, we hope you take a moment to review them now. If you read them, thanks, we hope you found them valuable. Read more.

Money Matters

January 9, 2025

10 Quick Tips For Improving Your Financial Life In 2025

As the saying goes, time is money. And since you may feel you have little time to manage your money, here are 10 quick tips for improving your financial life in 2025 that take about an hour each and can help improve your financial well-being. Read more.

Budgeting

December 19, 2024

Budgeting For Retirement

The end of 2024 is almost here. For some people, the end of the year also marks the conclusion of their working life. Unfortunately, this double milestone is the first time many folks begin considering how they will make ends meet in retirement. Planning for retirement can be challenging. After all, it can feel like there are too many variables. How do you know how much money you’ll need? Read more.

Keeping Your Money Safe

November 14, 2024

The 2×2 System November: Research Your Employee Benefits and Flex Spending Money

The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.

Financial Wellness

October 17, 2024

The 2×2 System. October: Planning For A Financial Emergency And Focusing On Education

Financial Wellness

October 10, 2024

How To Lower The Cost Of A Loan

There are many reasons you may need to borrow money. From tackling big home improvement projects to buying a vehicle to fixing a temporary cash-flow challenge. Reducing the cost of borrowing money is crucial to helping your manage your personal finances. By implementing these ideas, you can lower the cost of a loan by lowering the amount you pay in interest and associated fees.

Farmers Agents

October 3, 2024

Tips For Avoiding Phone Scams

“Hello, we’ve noted a problem with your account ending in 4321. Can you please give me your Social Security Number so I can verify your identity?” Talk about service, you may think. Your financial institution is calling you to report suspicious activity related to your account. Here’s the problem: There’s been no suspicious activity. The person is not calling from your financial institution. It’s a scam.

Financial Wellness

September 19, 2024

The Pros And Cons Of Taking Money Out Of Your 401(k)

A 401(k) plan is a powerful tool for retirement savings, offering tax advantages and employer contributions. However, life’s financial demands may tempt you to consider withdrawing money from your 401(k) accounts. Read more.

Financial Wellness

September 12, 2024

The 2×2 System. September: Calculate Your Net Worth And Your Insurance Needs

Money Smarts

September 5, 2024

The Fed Will Be Cutting Interest Rates. Or Not.

When last we wrote about the Federal Reserve, the financial industry was all a buzz about what the Fed would do next. Here we are a few months later, and two things haven’t changed. Read more.

1 2 Next

Farmers Insurance Federal Credit Union Homepage	Financial Education Center
Money Safety Tips	Money Tools For Kids
Raise Your Credit Score	Loan Calculator