Money Matters
Your Credit Union Newsletter
By Daniel Balcazar, AVP of Business Banking SUMMARY Fast-growing agencies invest in growth before conditions feel perfect Liquidity is just…Continue Reading
When unexpected financial challenges arise, such as job loss, reduced income, or rising expenses, it’s important to take a step back and focus on what matters most. Taking a structured, thoughtful approach can help you stabilize your situation, protect your credit, and regain control of your finances. Read more.
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If you’re single and are considering buying a home, you’re not alone. According to a Pew Research Center survey, nearly 30 percent of home buyers are single (women make up 19 percent of buyers; men 10 percent).* Buying a home on your own may seem challenging, but it’s more achievable than many people think. Read more.
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Saving for a rainy day can feel overwhelming, especially with rising costs on just about everything, but building an emergency fund is one of the most important steps many people consider when working toward financial stability. By breaking the process into small, manageable steps, you can start saving money, reduce financial stress, and prepare for unexpected expenses with confidence. Read more.
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As home values continue to rise and everyday expenses put pressure on household budgets, many homeowners are exploring ways to access home equity without taking on additional monthly debt. One option you may encounter is a home equity contract (HEC), also known as a home equity investment (HEI) or a shared equity agreement. Read more.
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Summer is almost here. For many, this is the season for travel, shopping, and relaxing, but it’s also a time when scammers take advantage of distracted consumers. Whether you’re at home or on vacation, knowing how to avoid scams, protect your personal information, and prevent fraud is essential year-round. Read more.
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Building strong financial habits is an important part of maintaining stability and security for your family. In today’s economic environment, understanding how to budget, save money, and manage everyday expenses can play a key role in supporting your household’s long-term financial well-being. Read more.
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In today’s economy, finding ways to save money at home is more important than ever. With rising costs for groceries, utilities, and everyday essentials, building smart financial habits can help you reduce household expenses, stick to a budget, and improve your financial health. Read more.
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By Voung H.Voung oversees BSA/AML, fraud prevention, and sanctions compliance and is responsible for building data-driven controls and partners across…Continue Reading
When a major storm is headed your way, you prepare in advance. The same principle applies to preparing for a recession. Many experts predict that economic downturns—often marked by stock market declines and rising unemployment—are a normal part of the financial cycle. Read more.
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