Money Matters

Your Credit Union Newsletter

The 2×2 System: A Yearly Financial Wellness Calendar


The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read November’s blog to learn about the benefits of a flexible spending account and Health Savings Account. We hope you find this month’s information helpful.

December Session 1: Research The Latest Scams
It’s a sad reality, but fraud spikes around the holidays. And with new insidious tactics constantly popping up, even the savviest consumer can be victimized. We encourage you to spend some time online during the holidays searching for the latest scams. You can also visit our Current Scams page to learn tactics fraudsters are using to try to steal your personal information and finances.

Tip: Unfortunately, it’s not always possible to catch an intrusion into your account the moment it happens. Usually, your best bet is to monitor your credit and checking accounts closely for criminal activity and then take appropriate steps to block their access and get your money back. If you suspect any of your Credit Union accounts or Credit Card has been hacked, please call us immediately at 800.877.2345.

December Session 2: Increase Your Online Security
Now that you’re building a fortress around your accounts and data, it’s time to take additional digital steps to bulk up your defenses. In this vulnerable time of year, remember to:

  • Run antivirus software on your computer.
  • Change all your passwords and store them in a secure place.
  • Use multi-factor authentication on all your devices.
  • Use only secure websites with an “https” address for your shopping.
  • Instead of clicking on links in emails, visit sites where you do business at a link you know to be legitimate.

 Avoid sharing your travel plans on social media. Believe it or not, some people use this information to break into homes when they know occupants are away. Even a “Can’t wait to see you on Thursday” message could tip off a potential criminal.

One Final Thought
The holiday season is full of good cheer, and as we’ve just shared, fraudsters. We will NEVER call or text you for any personal information, username, passwords, or passcodes. If you receive a call, email, or text from any number or person claiming to be an employee of the Credit Union requesting this information, LET US KNOW BY CALLING US DIRECTLY at 800.877.2345. Have a safe and wonderful holiday season and a happy New Year!

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