Money Matters
Your Credit Union Newsletter
The instances of online fraud only seem to grow every year. However, that doesn’t mean you need to swear off the Internet forever. Surfing the web can be safe and worry-free as long as careful steps are taken. Knowing how to spot a scam is crucial.
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Congratulations! You found the perfect rental to live in, and all you have to do now is sign a lease. Not so fast, however. You’ll need to look over specific details before moving forward. The lease is designed to protect the renter and the landlord, so you need to understand it fully. Here are five steps to take before signing a lease to help ensure a happily ever after.
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Many Millennials, who graduated during a time of job scarcity and enormous student debt, can be forgiven for being a little skittish about financial matters. After all, in addition to their own challenges, many saw their parents’ generation struggle with layoffs, stock market losses, and the housing crisis. Still, there’s a lot that today’s 20-30 somethings (in fact anyone in their early earning years) can do to build a brighter financial future.
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The combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
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The combination of rising interest rates, persistent inflation, and rising home-prices means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
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When you think of things that make your life easier, what comes to mind? Smart phones? Other electronic devices? Household appliances? If you think about it, one of the biggest productivity boosts in the last ten years has been immediate access to your cash, i.e. online banking. It’s easy. It’s convenient. And it has a lot to offer.
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Credit cards are a valuable financial tool for both individuals and businesses, but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage.
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When teaching children about money, the important thing to remember is that there are no rules or best way. All parents will approach financial education differently, and no one should feel pressure to cover all the “right” lessons.
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Since we all know what the other certainty in life is (death), maybe we shouldn’t be all that upset about the onset of tax season, right? Here are a few tax hacks to dial down the pain.
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Congrats. You’ve set a budget and it looks perfect on paper. You established different spending categories and what seems like reasonable limits. Yet somehow it’s not working out month after month.
Sound familiar? It’s a common struggle. But the good news is that there is a solution.
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