Money Smarts

Browsing: Money Smarts

June 9, 2022

When you think of things that make your life easier, what comes to mind? Smart phones? Other electronic devices? Household appliances? If you think about it, one of the biggest productivity boosts in the last ten years has been immediate access to your cash, i.e. online banking. It’s easy. It’s convenient. And it has a lot to offer.

Financial Wellness

June 2, 2022

Three Reasons to Always Pay More Than the Minimum

Credit cards are a valuable financial tool for both individuals and businesses, but they come at a price. You get purchasing power on the spot, and the creditor only requires you to pay off a small amount of the total every month, i.e., the minimum amount due. However, it’s important to remember that the minimum is calculated in the best interest of the creditor, which puts you at a disadvantage.

Family Matters

May 20, 2022

Getting Started with Money: Four Pitfalls to Avoid with Kids.

When teaching children about money, the important thing to remember is that there are no rules or best way. All parents will approach financial education differently, and no one should feel pressure to cover all the “right” lessons.

Financial Wellness

March 31, 2022

The Tax Man Cometh: Quick Tips

Since we all know what the other certainty in life is (death), maybe we shouldn’t be all that upset about the onset of tax season, right? Here are a few tax hacks to dial down the pain.

Keeping Your Money Safe

February 10, 2022

Five habits that can ruin your budget

Congrats. You’ve set a budget and it looks perfect on paper. You established different spending categories and what seems like reasonable limits. Yet somehow it’s not working out month after month.

Sound familiar? It’s a common struggle. But the good news is that there is a solution.

Keeping Your Money Safe

January 27, 2022

Your Study Guide to Paying off Student Loans

Student loans payments can rival those of a mortgage, and most graduates aren’t bringing in six figures a year at their first job either. However, there is no need to change your name and hope the authorities don’t catch up with you. It is completely possible to repay your student loans and avoid default, even if you are facing economic hardship.

Keeping Your Money Safe

January 20, 2022

Achieving Financial Fitness: Analyze Your Spending

Do you know where your money is hoing? Unless you’re checking your bank account after every purchase or every day (which is probably not the case for most of us), you may not realize how much you are spending. We can help.

Family Matters

January 6, 2022

Is it time to open a checking or savings account for your children?

If you want to equip your kids with the tools to become financially secure and independent adults, a good place to start is with a savings and/or checking account. Once they see money going in and coming out, it can drive home a lesson about money management.

Family Matters

December 30, 2021

Thirteen Tips for a Financially Healthy Family

Most of us agree that the health and wellness of our family is our highest priority. Next on most people’s minds is usually their finances. Here are a few financial rules to try and live by – or at least consider – that will help keep you and your family financially healthy.

Financial Wellness

December 23, 2021

Four alternatives to keep you out of the payday loan trap

If you’re in a financial jam, payday loans may look like an attractive choice. They’re relatively easy to get (i.e., you don’t need great credit) and quick access to cash. And the people in the ads and emails you receive look happy and content. But there are a few major downsides

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