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Browsing: Money Smarts

Home Buying A Real Estate agent showing a couple a house
5 Advantages Of A Combo Loan For Home Buyers

The national average sales price of a home in the U.S. is $503,800 as of this writing, according to the U.S. Department of Housing and Urban Development.* In this example, you’d need to put down $100,760 (20%) to avoid having to pay private mortgage insurance (PMI). Read more.

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Auto Financing A happy couple showing the keys to their new car
A Beginner’s Guide To Buying A Car

Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it’s also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line. Read more.

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Budgeting A person looking at their phone while shopping
Buy Now, Pay Later: The Pros And Cons Of A Growing Financial Trend

In recent years, “buy now, pay later” (BNPL) services have surged in popularity, enabling you to split purchases into smaller, interest-free payments over time. Prominent online providers have made BNPL options available for everything from clothing and electronics to flights and groceries. However, as this modern twist on layaway becomes more prevalent, it’s essential to consider both the pros and cons of buy now, pay later services in relation to your financial well-being. Read more.

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Money Smarts A family sharing flowers with their mother for Mother's Day
7 Tips For Saving Money While Celebrating Mother’s Day 

Mother’s Day is a beautiful occasion to celebrate the incredible caregivers who raised, nurtured, and loved us. But you don’t have to break the bank while showering these special people with appreciation. A meaningful celebration doesn’t require a lavish budget — it just takes a little creativity and heart. Here are some tips for saving money while celebrating Mother’s Day. Read more.

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