Loans are a part of life! FIGFCU can help you save money on loans with these tips.

In many cases, loans are taken out for compelling reasons: buying that car you’ve always wanted, moving into your dream…Continue Reading
Loans are a part of life! FIGFCU can help you save money on loans with these tips.
In many cases, loans are taken out for compelling reasons: buying that car you’ve always wanted, moving into your dream…Continue Reading
f you’ve kept up with the news, you’ve heard about the White House proposal for up to $20,000 in student loan forgiveness: the Student Debt Relief Plan. Frustratingly, it’s a bit of a waiting game right now as the proposal and its future is pending a ruling by the Supreme Court.
Continue ReadingIf it fits your current situation, leasing a vehicle can make a lot of sense. For example, leasing can mean a much lower monthly cost than purchasing a car, and the manufacturer’s warranty may cover you for the entire duration of your lease.
Continue ReadingThere are obvious reasons, both from a financial standpoint and for aesthetics. For example, the homebuyer won’t be living in a house previously occupied by strangers and may have all the latest energy- and cost-saving features.
Continue ReadingContemplating a home improvement project? You are not alone. Millions of other homeowners do this every year, taking a critical look at their surroundings and thinking about what they could do to make their properties better. There are many important benefits to a home improvement project, from enhancing the look and mood of a space with a lighting upgrade to improving living space by turning that dark, dank basement into a rec room.
Continue ReadingThe combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
Continue ReadingIf you’re in a financial jam, payday loans may look like an attractive choice. They’re relatively easy to get (i.e., you don’t need great credit) and quick access to cash. And the people in the ads and emails you receive look happy and content. But there are a few major downsides
Continue ReadingIt’s a question few want to hear: “Will you co-sign for me?” A request like this coming from relatives or friends, especially with no or low credit scores, can be difficult to respond to. Most people do not want to ignore a family member or friend in need, but co-signing comes with risks that make many nervous – justifiably – to sign on the dotted line. So, should you do it? There are many factors to consider before making a decision.
Continue ReadingAccording to the Federal Reserve, American credit card debt was nearly one trillion dollars at the end of the third…Continue Reading
Teach Your High School Aged Kids Real Life Personal Finance Lessons For good reason, high school students are set on…Continue Reading