The combination of rising interest rates, persistent inflation, and continued home-price increases means the start of a transitional period and lower competition in the housing market, predict economists including Lawrence Yun, chief economist at the National Association of Realtors. Don’t expect it to become an outright buyer’s market anytime soon, however.
If you’re in a financial jam, payday loans may look like an attractive choice. They’re relatively easy to get (i.e., you don’t need great credit) and quick access to cash. And the people in the ads and emails you receive look happy and content. But there are a few major downsides
It’s a question few want to hear: “Will you co-sign for me?” A request like this coming from relatives or friends, especially with no or low credit scores, can be difficult to respond to. Most people do not want to ignore a family member or friend in need, but co-signing comes with risks that make many nervous – justifiably – to sign on the dotted line. So, should you do it? There are many factors to consider before making a decision.
Floods, fires, earthquakes, tornados, and other natural disasters can wreak havoc with your personal life — including your finances. The…Continue Reading
According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and Reuters reported in February that U.S.…Continue Reading
