Money Matters
Your Credit Union Newsletter
Here are some factors to consider when projecting what the future holds for an area where you are considering buying.
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Houses are rocketing in price and demand has been outpacing supply, spurred on by low interest rates and the fear that they will rise significantly through 2022. This is leaving prospective home buyers scrambling to find something affordable. But there are sensible strategies that can help you stay sane and in the game.
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Since we all know what the other certainty in life is (death), maybe we shouldn’t be all that upset about the onset of tax season, right? Here are a few tax hacks to dial down the pain.
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Insurance is no stranger to AI. It helps carriers and agents reduce the time to deliver quotes, expedites underwriting and claims processing, detects fraud―and lots more to help agencies compete faster and more effectively
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An emergency savings fund will help you be self-reliant and take care of bills if you have an unexpected expense or your income is reduced or eliminated without relying on credit.
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You may not realize it, but by paying down your debt, you ARE saving! Actively reducing debt means you’re saving on interest, avoiding late fees, and maintaining or increasing your credit score.
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One of the most frequently cited reasons people give for not saving is they cannot afford it. There may be ways to adjust priorities to find small ways to save. One way to force yourself to save is by automating your savings. It can give you the incentive you need to get started, and the process can be simple and painless. Here are four simple ideas to get you started.
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Congrats. You’ve set a budget and it looks perfect on paper. You established different spending categories and what seems like reasonable limits. Yet somehow it’s not working out month after month.
Sound familiar? It’s a common struggle. But the good news is that there is a solution.
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Unless you track your overall spending with every little purchase, debt can ambush you. Fortunately, you can prevent it from piling up; you just need to be aware of the ways in which you spend money.
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Student loans payments can rival those of a mortgage, and most graduates aren’t bringing in six figures a year at their first job either. However, there is no need to change your name and hope the authorities don’t catch up with you. It is completely possible to repay your student loans and avoid default, even if you are facing economic hardship.
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