Money Matters

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Browsing: Budgeting

Budgeting articles from Farmers Insurance Federal Credit Union.

Budgeting Couple with flowers in a car
12 Ideas To Make Valentine’s Day More Affordable And Special

Valentine’s Day is right around the corner. With the end-of-year holiday shopping season barely behind us and the bills still coming in, now is not the time to take a chance on blowing your budget in the pursuit of romance. Here are some practical financial tips for those looking to keep their spending in check on this romance-filled day. Here are 12 ideas to make this Valentine’s Day more affordable and special. Read more.

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Keeping Your Money Safe Credit card and laptop
Understanding “Bust-Out” Fraud: A Growing Threat in Financial Crimes

In the world of financial crimes, “bust-out” fraud is a tactic that has been gaining attention for its sophisticated nature and devastating impact. It’s a type of credit fraud in which an individual or group exploits financial systems and institutions, often leading to significant losses. But what exactly is bust-out fraud, and why should you be concerned? Read more.

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Budgeting Couple looking over papers
Budgeting For Retirement

The end of 2024 is almost here. For some people, the end of the year also marks the conclusion of their working life. Unfortunately, this double milestone is the first time many folks begin considering how they will make ends meet in retirement. Planning for retirement can be challenging. After all, it can feel like there are too many variables. How do you know how much money you’ll need? Read more.

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Financial Wellness Women shopping
The Dangers of Spaving: Why It’s Bad for Your Budget

Imagine this. You’re walking down an aisle at one of your favorite stores or shopping online when you see a special offer, such as buy two, get one free. Or buy one and get 50% off a second item. It sounds like a great deal, so you put the item in your physical or digital cart as you begin thinking about all the money you’re saving. Before you pull out your wallet, take a moment to ask yourself if you’re really saving or just spaving? Read more.

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