Money Matters
Your Credit Union Newsletter
Insurance is no stranger to AI. It helps carriers and agents reduce the time to deliver quotes, expedites underwriting and claims processing, detects fraud―and lots more to help agencies compete faster and more effectively
Continue Reading
An emergency savings fund will help you be self-reliant and take care of bills if you have an unexpected expense or your income is reduced or eliminated without relying on credit.
Continue Reading
You may not realize it, but by paying down your debt, you ARE saving! Actively reducing debt means you’re saving on interest, avoiding late fees, and maintaining or increasing your credit score.
Continue Reading
One of the most frequently cited reasons people give for not saving is they cannot afford it. There may be ways to adjust priorities to find small ways to save. One way to force yourself to save is by automating your savings. It can give you the incentive you need to get started, and the process can be simple and painless. Here are four simple ideas to get you started.
Continue Reading
If you had to choose between setting financial goals, and going to a music festival, you’d probably choose the music. But how would you pay for the entertainment? Goal setting may not be as much fun as a concert, but it helps you to save for and achieve exciting, fun and important things, like retirement or college.
Continue Reading
Congrats. You’ve set a budget and it looks perfect on paper. You established different spending categories and what seems like reasonable limits. Yet somehow it’s not working out month after month.
Sound familiar? It’s a common struggle. But the good news is that there is a solution.
Continue Reading
Unless you track your overall spending with every little purchase, debt can ambush you. Fortunately, you can prevent it from piling up; you just need to be aware of the ways in which you spend money.
Continue Reading
Student loans payments can rival those of a mortgage, and most graduates aren’t bringing in six figures a year at their first job either. However, there is no need to change your name and hope the authorities don’t catch up with you. It is completely possible to repay your student loans and avoid default, even if you are facing economic hardship.
Continue Reading
Do you know where your money is hoing? Unless you’re checking your bank account after every purchase or every day (which is probably not the case for most of us), you may not realize how much you are spending. We can help.
Continue Reading
If you want to equip your kids with the tools to become financially secure and independent adults, a good place to start is with a savings and/or checking account. Once they see money going in and coming out, it can drive home a lesson about money management.
Continue Reading