You want to take more control over your money. We have the top financial wellness tips. These personal finance tips can help you reach all your money goals.
At FIGFCU, we understand that financial challenges don’t just affect individuals—they impact families, friendships, and communities. Sometimes that means a loved one may need a place to stay while they regain their financial footing. Welcoming someone into your home, whether it’s a child who is a recent college graduate, someone who has been laid off from work, or an individual who has gotten into financial trouble due to high debt, is a generous act. Still, it also requires planning and boundaries to ensure the arrangement works well for everyone. Read more.
In recent years, “buy now, pay later” (BNPL) services have surged in popularity, enabling you to split purchases into smaller, interest-free payments over time. Prominent online providers have made BNPL options available for everything from clothing and electronics to flights and groceries. However, as this modern twist on layaway becomes more prevalent, it’s essential to consider both the pros and cons of buy now, pay later services in relation to your financial well-being. Read more.
For over two centuries, the penny has clinked in pockets, fallen between couch cushions, and served as a symbol of humble beginnings and lucky finds. But in today’s digital, fast-paced economy, the utility of the one-cent coin is fading — and so is its place in our currency. The end of the penny is on its way, here are a few things to consider as we prepare for this small coin’s big exit. Read more.
Have you checked the stock market lately? To say it’s been volatile is an understatement. In today’s uncertain economic environment, you may be looking for a secure place to put your money that still gives you access and offers a steady return. Read more.
Are you expecting a substantial income tax refund this year? You’re in the majority. The average refund is around $3,100, according to the IRS. Rather than making those dollars part of your regular spending routine, here are 10 smart things to do with your income tax refund.
As the flowers bloom and the weather warms up, it’s the perfect time for a bit of spring cleaning—both for your home and finances. Just like you declutter your closets, these 9 simple tips can help refresh your finances. Let’s get started. Read more.
When a major storm is headed your way, you prepare yourself. The same should be true for a recession. Many experts predict the U.S. economy is headed toward a recession. These tend to go hand in hand with major stock market declines and unemployment.
We’re fast approaching the end of the first quarter of 2025. How are your financial resolutions going? Did you start a budget at the start of the year? Have you cut back on credit card spending? Did you finally start an emergency fund? To help make your money go further, here are 10 tips to help you save and grow your money. Read more.
In honor of February, the shortest month of the year, here are 10 short money tips for helping you lead a better financial life. Be sure to click on the links to learn more. Read more.
Valentine’s Day is right around the corner. With the end-of-year holiday shopping season barely behind us and the bills still coming in, now is not the time to take a chance on blowing your budget in the pursuit of romance. Here are some practical financial tips for those looking to keep their spending in check on this romance-filled day. Here are 12 ideas to make this Valentine’s Day more affordable and special. Read more.
