Author Erin Graham

Erin Graham

June 15, 2023

Filing for Social Security benefits as soon as you can may seem like a good idea at first. The money is there, for the taking, and it is likely a substantial addition to your monthly budget. But be careful: When you decide to file for your benefits is one of the most critical financial decisions of your life.

Financial Wellness

June 8, 2023

Finding Happiness With Your Money: An Emotional Analysis of Spending.

At one time or another, we’ve all made purchases that seemed impulsive. That neon pink windsurfing board or ultra deluxe karaoke machine for example. Sometimes we rue the day and wonder what possessed us, other times we look back fondly on an inspired choice. That leads us to an intriguing question.

Financial Wellness

June 1, 2023

Eight Ways To Save Money On Your Natural Gas Bill

If you rely on gas, the expense can be significant for households and businesses. In winter you’re heating the premises and in summer cooling them off, not to mention year round need for hot water. But there are some ways to reduce your costs. Here are eight ideas to help you save money on your future gas bills.

Family Matters

May 25, 2023

Strategies For Talking To Elderly Parents About Their Finances

When it comes to discussing finances, most of us don’t like someone else second guessing our planning choices. That’s why it’s important for adult children to kick off these crucial conversations with parents using the right approach. Failing to do so could result in costly misunderstandings or painful family rifts.

Family Matters

May 18, 2023

Travel Hacks For Vacationing With Kids

Whether you’re jetting off abroad or having a staycation near home, traveling with kids can certainly come with challenges. Here are a few tips to help you maximize your time together and have the most fun for the whole family this summer.

Family Matters

May 11, 2023

Things Your Teen Should Know About Their First Job (But They Probably Don’t).

There are a lot of monumental moments in parenthood. Beyond the first steps and the first day of school, you, as a parent, will be helping to navigate your child through their life. Your teen’s very first job is a big moment, too. Not only can they begin earning their own money but working for the first time will give them a sense of purpose and independence.

Financial Wellness

May 4, 2023

The 2×2 System. May: Savings And Debt Management.

A recent study found that people who automate saving toward their goals achieved a 73% increase in savings over people who didn’t. The bottom line: you’ll save more (and avoid temptation to spend) by automatically saving toward your goals each month.

Financial Wellness

April 27, 2023

“Trick” Yourself Into Saving More

With inflation high and money tight for so many of us, there’s never been a better time to re-examine how we’re managing our finances and make some moves to save more.

Financial Wellness

April 20, 2023

Buy Now, Pay Later?

Airfare to air fryers. Thai food to tie clips. Memorabilia to memory foam. You can purchase just about anything these days with a buy now, pay later (BNPL) plan. In 2022 alone, consumers in the US bought around $250 billion in goods using BNPLs. The allure of making a small initial payment and splitting the remaining obligation into a series of automatic withdrawals is undeniable. The question remains: Is this a smart way to gain spending flexibility or a tool rife for accumulating bad debt?

Financial Wellness

April 13, 2023

Meal Plans: A Valuable Tool for Healthy Savings

ome. While this will save you money, however, cooking every meal can be daunting for some people, unless you make a meal plan. Here are some tips for creating a successful plan to boost your financial (and personal) health.

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