Author Erin Graham

Erin Graham

Family Matters

November 2, 2023

5 Creative Ways to Control your Holiday Budget This Year

your online baskets with presents, it is essential to set a plan and create a realistic budget. It is easy to overspend with all of the excitement, but spending too much now could mean months of bills and high credit card charges in the new year.

Financial Wellness

October 26, 2023

Health Savings Accounts: Keep Your Finances Healthy

l expenses – even if you have health insurance – can be steep. However, if your policy has a high deductible, you may be able to use a Health Savings Account (HSA) to pay for some very common (and often pricey) out-of-pocket medical expenses at a tax advantage.

Financial Wellness

October 19, 2023

The 2×2 System: A Yearly Financial Wellness Calendar. October.

The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks.

Money Matters

October 12, 2023

Message From Our CEO

The last quarter was filled with new developments at your Credit Union. The most exciting was the introduction of Tulee, our digital banking platform. Thank you to all our Members who downloaded and are using the Tulee app. We hope it will make banking with us even easier. And be on the lookout for new Tools and improvements by the end of the year and into the future. We appreciate the enhancement suggestions – keep them coming!

Family Matters

October 5, 2023

Holiday Card Art Contest: Calling All Young Artists

Sending family and friends a holiday card is one of the best parts of the season. It’s a beautiful tradition that helps us connect and reconnect with those we care about and people we may have lost touch with. How popular are holiday cards? According to Hallmark, in the U.S., approximately 1.3 billion holiday cards are sent annually.

Farmers Agents

October 2, 2023

6 Reasons Now Is The Time To Buy Office Space

This year has been challenging for every sized business. But, despite the economic uncertainty, and rising interest rates, there are some silver linings. One is an abundance of office space and motivated sellers looking to cut their losses, meaning more bargaining power for you if you’re looking to purchase an office.

Financial Wellness

September 28, 2023

7 Reasons To Open A Certificate Now

nterest rates are always a hot topic, whether the go up or down. As of this writing, the Federal Reserve has raised interest rates four times in 2023 in its effort to curb inflation. While there’s much debate on whether this is a smart move, there’s little doubt that an increase in interest rates for home and auto loans and credit cards makes it more challenging for consumers. But there is a silver lining: increased interest rates mean increased rates for CDs and Certificates.

Financial Wellness

September 14, 2023

Health Savings Accounts: Keep Your Finances Healthy

Medical expenses, even if you have health insurance, can be steep. However, if your policy has a high deductible, you may be able to use a Health Savings Account to pay for some very common (and often pricey) out of pocket medical expenses at a tax advantage.

Financial Wellness

September 7, 2023

The 2×2 System: A Yearly Financial Wellness Calendar. September.

With so many moving parts in personal finance, it can be tough to know where you stand. By calculating your net worth at least once a year, you can get a snapshot of your progress and better identify areas that might need some work.

Homeownership

August 31, 2023

Moving Crisis: What To Do If Your New Home Isn’t Ready

You don’t move to a new home every day! But it sure happens from time to time. The U.S. Census Bureau estimates over 27 million people moved in 2022.

When it does happen, it’s usually stressful, even when things go smoothly. The list seems endless, from packing to finding movers, obtaining new insurance, and changing your address. The last thing anyone needs when moving is to find out that their new home won’t be available as planned, on time, regardless of the reason. Here, with some insight from our partners at Balance, are some things to consider if you end up having to wait.

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