Discovering that someone’s used your debit or credit card or tapped into your bank account without permission is stressful—sometimes even scary. But acting quickly can make a big difference in limiting the damage and protecting yourself going forward. Read more.
The national average sales price of a home in the U.S. is $503,800 as of this writing, according to the U.S. Department of Housing and Urban Development.* In this example, you’d need to put down $100,760 (20%) to avoid having to pay private mortgage insurance (PMI). Read more.
Before you do anything fun this summer, from heading to the beach or lake to a family road trip to an extended vacation in an exotic locale, we bet you do a bit of planning. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.
Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it’s also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line. Read more.
In recent years, “buy now, pay later” (BNPL) services have surged in popularity, enabling you to split purchases into smaller, interest-free payments over time. Prominent online providers have made BNPL options available for everything from clothing and electronics to flights and groceries. However, as this modern twist on layaway becomes more prevalent, it’s essential to consider both the pros and cons of buy now, pay later services in relation to your financial well-being. Read more.
For over two centuries, the penny has clinked in pockets, fallen between couch cushions, and served as a symbol of humble beginnings and lucky finds. But in today’s digital, fast-paced economy, the utility of the one-cent coin is fading — and so is its place in our currency. The end of the penny is on its way, here are a few things to consider as we prepare for this small coin’s big exit. Read more.