The 2×2 System is a simple financial habit designed to help you stay on top of your money and make consistent progress toward your goals. Here’s how it works: set aside two hours on your calendar, twice a month, to focus on one specific financial task. Read more.
The FBI recently sent out an alert about a multi-step con that’s draining Americans’ nest eggs—especially people nearing retirement. The “Phantom Hacker” scam doesn’t rely on a single scary encounter; it strings together coordinated impersonations to trick you into “protecting” your money by handing it over to the scammer. If you’re unfamiliar with the Phantom Hacker scam, keep reading to learn how it works and the simple things you can do to shut it down.
In the spirit of Halloween, we present a ghost story or, rather, a cautionary tale. Come, gather around. Grab a warm blanket. Get close to the one who makes you feel safe, and heed the tale we have to tell, “The Financial Foolishness of Thomas Greenfield II.” Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.
At FIGFCU, we understand that financial challenges don’t just affect individuals—they impact families, friendships, and communities. Sometimes that means a loved one may need a place to stay while they regain their financial footing. Welcoming someone into your home, whether it’s a child who is a recent college graduate, someone who has been laid off from work, or an individual who has gotten into financial trouble due to high debt, is a generous act. Still, it also requires planning and boundaries to ensure the arrangement works well for everyone. Read more.
Buying a new car is exciting, but it can also feel overwhelming when you consider the costs. That’s why the government’s new car loan interest tax deduction of up to $10,000 per year for vehicles assembled in America can make it more affordable for you to buy a new car.* Read more.
As an agency owner, your PIN protects more than a card—it shields your operating account, commission sweeps, payroll, vendor payments, and client trust. Because Agents travel, meet clients in busy places, and use ATMs and point-of-sale terminals on the go (think catastrophe deployments, conferences, hotel kiosks, gas pumps), your exposure is naturally higher. Changing your PIN regularly is a small habit with outsized impact on cash security and E&O risk. Read more.
What’s the personal identification number (PIN) for your bank or credit union? We bet it immediately popped into your head. And we hope you didn’t say it out loud. For debit cards, ATMs, phone banking, and sometimes person-to-person transfers, a PIN authorizes movement of real funds—in real time. Changing your FIGFCU PIN regularly is one of the simplest, yet most impactful, security habits you can adopt. Read more.
If you’re struggling to keep up with your vehicle payments, you’re not alone. More than 5 percent of Americans are delinquent on their auto loan payments.* Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.