In the spirit of Halloween, we present a ghost story or, rather, a cautionary lesson. Come, gather around. Grab a warm blanket. Read more.
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In the spirit of Halloween, we present a ghost story or, rather, a cautionary lesson. Come, gather around. Grab a warm blanket. Read more.
Continue ReadingDon’t buy what you can’t afford. Sounds simple, right? Well, sort of. While restricting spending to what you bring home in a paycheck is the foundation of sound money management, doing it can be difficult. The reasons are many, but primary among them is the popular idea that living in debt is acceptable. However, this is a dangerous way to view your finances. Read more.
Continue ReadingThe 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
Continue ReadingWe all have habits—things we do routinely. From routines we do in preparation for a big family dinner, such as Thanksgiving, to everyday ones like brushing our teeth. Some habits are good, others, like eating too much junk food, less so. The same logic applies to money management. And, as with all bad habits, breaking them—in this case, changing unhelpful financial habits—can be tough. In fact, you might not even be aware that what you’re doing could be problematic. Here’s a great example of how difficult it can be to recognize or break bad money habits and adopt and sustain good ones. Read more.
Continue ReadingThere are many reasons you may need to borrow money. From tackling big home improvement projects to buying a vehicle to fixing a temporary cash-flow challenge. Reducing the cost of borrowing money is crucial to helping your manage your personal finances. By implementing these ideas, you can lower the cost of a loan by lowering the amount you pay in interest and associated fees.
Continue ReadingRetaining clients in the face of rising insurance rates can be challenging, but there are several strategies you can use to maintain strong relationships. Here are 10 ideas for retaining clients when their insurance premiums increase.
Continue ReadingOctober marks the beginning of the fourth fiscal quarter of the year. Called Q4, the period of October, November, and December is a great opportunity to take a close look at your financial health and take action to set yourself up for success in 2025. Here are 7 tips for ending the year financial fit.
Continue Reading“Hello, we’ve noted a problem with your account ending in 4321. Can you please give me your Social Security Number so I can verify your identity?” Talk about service, you may think. Your financial institution is calling you to report suspicious activity related to your account. Here’s the problem: There’s been no suspicious activity. The person is not calling from your financial institution. It’s a scam.
Continue ReadingToday, September 26, is Human Resource Professional Appreciation Day. Allow us to take a moment to salute all these individuals for what they do to help people all year long. One of the critical things more and more human resource (HR) professionals have been focusing their efforts on is ways to relieve the financial stress of employees. Read more.
Continue ReadingA 401(k) plan is a powerful tool for retirement savings, offering tax advantages and employer contributions. However, life’s financial demands may tempt you to consider withdrawing money from your 401(k) accounts. Read more.
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