Summer’s here, and in addition to longer days, vacations, and barbecues, this also means the holiday season is just around the corner. I’m only half joking. The pace of life is so hectic that before we realize it, the New Year’s Eve ball will drop in Times Square. According to one large study, the average American is so busy that they have under five hours of free time for themselves a week. I know the feeling. The study also found that six in ten of us regularly put off basic tasks like cleaning and banking for lack of time. Read more now.
For many young people, summer is a time to put away their textbooks and pick up a summer job. In 2023, 55% of young people between 16-24 years of age were employed across the U.S. during summer.* Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
According to the Federal Reserve Bank of New York, total household debt rose by $184 billion to hit more than $17 trillion in the first quarter of 2024. Balances on auto loans increased $9 billion to $1.62 trillion. And while credit card balances fell in the first quarter, which is common after the end-of-year holidays, nearly 9% of credit card balances moved into delinquency.*
As troubling as these figures are, what most of us care about is our level of debt and how to bring it under control. Managing how much interest you’re paying plays a significant role in lowering your household debt. Read more.
Summer vacations are a great way to create priceless memories and experience new places you’ll remember forever. From Europe to Fiji to resorts and campgrounds, everyone vacations differently. And the best part? You don’t have to go halfway around the world to have a great time. If you are still wondering if there’s room in your budget for travel, you can have a fantastic vacation for less if you do a bit of research and take advantage of offers and deals. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more now.
Some years, like this one, just seem more eventful than others. Artificial intelligence is reshaping our world rapidly. And the quest to redefine other worlds is picking up, too. It seems like virtually every other month, a new mission takes off for the moon in anticipation of setting up permanent bases and, one day, colonies. Credit Union branches in space – now there’s an intriguing thought!
Are you expecting a substantial income tax refund this year? If so, you are in the majority, with the average refund being around $3,000 according to the IRS. Rather than having those dollars become a part of your regular spending routine, get the most out of your cash.
Tax season is in full swing. Is your business ready? Here are 10 tips for insurance agents that can help optimize your finances. Remember, always consult with your tax advisor regarding tax consequences and your specific situation. Let’s get started.
