Black Friday. Cyber Monday. Shop Small Business Saturday. Giving Tuesday. Christmas. Hanukkah. Kwanzaa. How’s your budget fared this holiday season? With 2026 just days away, let’s flip the script from spending to saving. Read more.
The holiday season has begun. No doubt you’ve made purchases for family and friends. When this blog appeared in December 2024, the November inflation rate was 2.7%.* As of this publication, it’s expected to be 2.99%.** Like most people, you don’t need statistics and charts to know that it feels like everything has become more expensive. To help you avoid overspending, take a moment to consider these seven creative ways to keep your holiday budget on track. Read more.
In today’s digital world, managing your finances efficiently is essential to building financial freedom and long-term stability. A checking account is the foundation of your personal finance system—where your income arrives, bills get paid, and your financial habits take shape. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.
At FIGFCU, we understand that financial challenges don’t just affect individuals—they impact families, friendships, and communities. Sometimes that means a loved one may need a place to stay while they regain their financial footing. Welcoming someone into your home, whether it’s a child who is a recent college graduate, someone who has been laid off from work, or an individual who has gotten into financial trouble due to high debt, is a generous act. Still, it also requires planning and boundaries to ensure the arrangement works well for everyone. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.
The national average sales price of a home in the U.S. is $503,800 as of this writing, according to the U.S. Department of Housing and Urban Development.* In this example, you’d need to put down $100,760 (20%) to avoid having to pay private mortgage insurance (PMI). Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest yet consistent effort can help you maintain financial health and build wealth in bite-sized chunks. Read more.
In recent years, “buy now, pay later” (BNPL) services have surged in popularity, enabling you to split purchases into smaller, interest-free payments over time. Prominent online providers have made BNPL options available for everything from clothing and electronics to flights and groceries. However, as this modern twist on layaway becomes more prevalent, it’s essential to consider both the pros and cons of buy now, pay later services in relation to your financial well-being. Read more.
