In the world of financial crimes, “bust-out” fraud is a tactic that has been gaining attention for its sophisticated nature and devastating impact. It’s a type of credit fraud in which an individual or group exploits financial systems and institutions, often leading to significant losses. But what exactly is bust-out fraud, and why should you be concerned? Read more.
As the saying goes, time is money. And since you may feel you have little time to manage your money, here are 10 quick tips for improving your financial life in 2025 that take about an hour each and can help improve your financial well-being. Read more.
Black Friday. Cyber Monday. Shop Small Business Saturday. Giving Tuesday. Christmas. Hanukkah. Kwanzaa. How’s your budget? Allow us to flip the script from spending to saving. Read more.
The end of 2024 is almost here. For some people, the end of the year also marks the conclusion of their working life. Unfortunately, this double milestone is the first time many folks begin considering how they will make ends meet in retirement. Planning for retirement can be challenging. After all, it can feel like there are too many variables. How do you know how much money you’ll need? Read more.
The holiday season has begun. No doubt you’ve started buying things for family and friends. Before you overspend, take a moment to consider these six creative ways to keep your holiday budget on track. Read more.
Imagine this. You’re walking down an aisle at one of your favorite stores or shopping online when you see a special offer, such as buy two, get one free. Or buy one and get 50% off a second item. It sounds like a great deal, so you put the item in your physical or digital cart as you begin thinking about all the money you’re saving. Before you pull out your wallet, take a moment to ask yourself if you’re really saving or just spaving? Read more.
Don’t buy what you can’t afford. Sounds simple, right? Well, sort of. While restricting spending to what you bring home in a paycheck is the foundation of sound money management, doing it can be difficult. The reasons are many, but primary among them is the popular idea that living in debt is acceptable. However, this is a dangerous way to view your finances. Read more.
The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
October marks the beginning of the fourth fiscal quarter of the year. Called Q4, the period of October, November, and December is a great opportunity to take a close look at your financial health and take action to set yourself up for success in 2025. Here are 7 tips for ending the year financial fit.
