Money Matters
Your Credit Union Newsletter
For many young people, summer is a time to put away their textbooks and pick up a summer job. In the summer of 2024, 55% of young people between the ages of 16 and 24 in the U.S. had jobs.* Read more.
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Listening is a critical skill. It helps build trust, foster open communication, and offers valuable insights into an organization’s strengths and challenges. Last quarter, I embarked on a Listening Tour, visiting your Credit Union’s branches to meet our Members. Here are some things you shared, and what we’ve done with the information. Read more.
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As of mid-2025, the U.S. housing market presents a complex landscape for prospective homebuyers. Mortgage rates have seen fluctuations, with the 30-year fixed-rate mortgage averaging around 6.96% as of June 11, 2025.* While this is a slight decrease from earlier peaks, rates remain elevated compared to the historically low rates experienced during the pandemic years. Read more.
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When it comes to financial knowledge, are you a money maven or more of a financial fledging? No matter your level of financial smarts, you can always know more. Read more.
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Using the equity in your home to pay off unsecured debt or make home improvements can be a difficult financial decision. Low annual percentage rates, tax-deductible interest, and streamlining your monthly payment make second mortgages extremely attractive. However, using your home for collateral is a decision that should be weighed carefully. This blog will cover home equity loans vs. HELOCs and provide information that can help you decide which is right for you. Read more.
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Can an employee of the Credit Union fall for a scam? In short, yes. In this blog, I’ll share how I almost fell for a government impersonation scam and provide tips to help keep you safe. Read more.
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The 2×2 System is where you set aside two hours on the calendar two times a month to complete a predetermined financial task. This modest but consistent effort can help you sustain financial health and build wealth in bite-sized chunks. Read more.
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Buying a home is one of the most significant financial decisions most people will make. Whether you’re a first-time buyer or considering upgrading or downsizing, deciding when to buy is just as important as deciding what to buy. Read now.
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Have you checked the stock market lately? To say it’s been volatile is an understatement. In today’s uncertain economic environment, you may be looking for a secure place to put your money that still gives you access and offers a steady return. Read more.
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Are you expecting a substantial income tax refund this year? You’re in the majority. The average refund is around $3,100, according to the IRS. Rather than making those dollars part of your regular spending routine, here are 10 smart things to do with your income tax refund.
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